Sacramento Area Real Estate

Lending


Residential Lending

Thank you for visiting my profile.  I appreciate the opportunity to earn your business!

 

Experience:

Born and raised in Sacramento, my entire professional career has been focused within the local community.  Prior to mortgage consultation, my experience has been heavily weighted on investment banking and investment management.  I have been able to take that experience in finance, and mix that with my passion for one-on-one consultation, to create a successful, referral-based business here in this very Community.

 

Our Company:

Myself and my company have done well throughout the years by not just offering, but delivering quality expertise, fair pricing, and fantastic service to our clients.  Our reputation was acknowledged in 2006 as being named “Top-Ten Brokerage” out of over 7000 in California, for Dependability and Ethical Practice.

 

Final Note:

A mortgage is not just a financial obligation or debt – it is an asset that, if used appropriately, can enhance personal livelihood, even create or sustain wealth.  Scroll down to the bottom to hear how past clients of mine have been affected.

 

I look forward to the opportunity of discussing your plan, and seeing it through.

 

 

 

Tim Gereg
MORTGAGE CONSULTANT
Equitas Capital
8700 Auburn Folsom Road
Suite 600
Granite Bay, CA 95746
916-797-7644 x 202     Direct
916-797-7691                Fax
916-320-0497               Cell
timg@equitascap.com
EquitasCapLogo.JPG

What my clients are Saying:

Working with Tim was a great experience for my husband and I. He was competitive with the other brokers we had spoken with and ended up getting us the best deal on our mortgage that was out there. The day we locked in our rate was an exciting day – Tim was monitoring the market and the rates very closely, so when the rates suddenly took a brief plunge, he jumped on it for us and locked us in at an amazingly-low rate just before the rates went back up again. We were so impressed, not only with his integrity and communication but how easy-going he was. He made sure to keep us in the loop through the entire process, from the day we met him until the day we closed. It was a pleasure doing business with him and I would recommend him to anyone.  – Derek and Julie Rayner

 

Tim did a fantastic job for us during the loan transaction.  He never left us in the dark or told us anything that didn’t come true.  Even when some of the lending guidelines changed during the short sale approval process, he was the first one to keep us informed, and he STILL got our papers in and ready to sign before we had to close!!  Everything was so seamless.  His rates (and even fees) were the best, out of the four other lenders (and one bank) we received quotes from.  I would recommend Tim and Equitas Capital to anyone I know!  – Richard and Sara Andrew

 


 

Unusual Commercial Lending also available:

We are a commercial lender/broker that is as unique as our commercial loan programs. Unusualcommercialloans.com was born after it was noticed that their is a huge demand from other real estate professionals and small business owners for outside the box lending. Most lender guide lines are great for the cut and dry deals. The problem is all deals start cut and dry.  http://www.unusualcommercialloans.com

Our approach is different we have the right loan for the situation for more information vist our web site http://www.unusualcommercialloans.com and see what others have to say about us and learn more about our area of expertice

Areas of Expertice

  We offer 90%ltc loans for small business owners. Many banks turn down loans for simple reasons, thats were we come in. We turn bank turn downs into closed deals. Other loans types are for unique clients with challenged credit, stated incomes and vacancy or cash flow problems. The bottom line is we look for solutions not road blocks.

 

Get pre approved! with out being in contract. Not pre qualified but approved in as little as 72hrs!!! http://www.unusualcommercialloans.com

Unusual properties such as pet stores,day cares,medical offices,mobile home parks,vet office,marinas,quarrys and many many more!

Robert Padilla
916-773-3975

What my clients are saying:

"I would highly recommend them, they are great to work with."
Steve Smith.
Vice presidnet,Auburn Community bank.
"I only recommend the best to my clients,this company meets this expectation."
Joe Newton.Coldwell Banker
2005 President Placer County Realtors Association


 

 

Rob Hamilton